Before the Claim
Understanding your personal insurance policies before a claim can be one of the smartest moves you can make today. Insurance is about risk management, and you can't manage what you haven't assessed. We at Bailey, Haskell & LaLonde Agency are a team of insurance advisors representing several companies. We provide dedicated representatives that work for you, which allow us to create personalized policies that provide appropriate coverage.

After the Claim
Unfortunately, tragedies can happen to anyone at anytime. All too often, this is the stage where thoughts finally turn to personal insurance coverage. Adding to an already devastating circumstance, is the new knowledge, or even regret, of not being adequately protected. Lawsuits affect working class and wealthy.

In today's litigious society, devastating losses or injuries—whether yours or the others involved—can ruin you and your family financially, unless you're prepared. Did you know that your coverage can insure more than the cost of your home or auto—it can protect your current and future lifestyle? Your home, auto and personal liability coverage can provide you the protection you and your family need to maintain your standard of living in the wake of an unforeseen event.

Do your current auto, home and umbrella policies safeguard your standard of living?

Where do I begin?
Your personal BHL audit will take you through your home, auto and other personal insurance policies. Your options for coverage will be identified so you can be assured you're making informed decisions about your personal security. For most people their home is their biggest financial investment. Any losses or damage can spell financial ruin if you're not adequately covered.

Homeowners Insurance
There are 5 main reasons to have proper homeowner's coverage in case of loss, theft, damage or disaster:

Provide money you need to repair or rebuild your home.
Provide the money you need to replace your property inside the home.
Provide liability protection in case of injuries to persons in your home or on your property.
Pay for the cost of a temporary move or temporary living expenses if you're forced out of your home.5. Provide proper coverage for your jewelry, silverware, antiques & fine arts.

Automobile Insurance
Unfortunately, the lesson of adequate insurance is most commonly experienced through your automobile. Many motorists learn about the value of good coverage and good claim service, after an accident. Your auto insurance policy should be designed to protect you from accidents that can cause ﬁnancial ruin. There are millions of auto accidents occurring every year, many of which include vehicles and motorists that are uninsured. Additionally, there are many companies that fail to be your advocate when you do ﬁle a claim.

Bailey, Haskell & LaLonde believes that your premiums afford you above par claim service if you get into an accident. Our job is to work for you during your time of loss.

Adequate coverage, as well as a sound insurance advocate, is key.

For Your FREE, No Obligation Personal & Confidential Review Call

(315) 363-2100 Oneida
(315) 457-1830 Syracuse

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Oneida (315) 363-2100
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