BHL provides comprehensive coverage for your unique business. Please call us to ask for specific programs and solutions within your industry. Or go to “Unique Industry Solutions” for industry listings and information.

Automobile

Aviation Services

Captives & Risk Retention Groups

Disability

Excess Liability

General Liability

Pollution and Environmental

Professional Liability

Property Insurance

Unique Industry Solutions

Workers' Compensation

Business Automobile Insurance
Automobile insurance coverage provides liability, personal injury protection (no-fault in NYS), uninsured motorist, comprehensive and collision coverage. This type of insurance policy should be purchased by business owners if a vehicle is owned and registered by the business.

BHL has vast experience in providing business automobile insurance programs to every size company from sole proprietor to corporate fleets.

Business auto insurance coverage insures vehicles that are owned, leased, hired or borrowed by businesses. We provide insurance to:

Associations
Corporations
Partnerships
Sole Proprietorships

Business auto insurance may be used to insure all private passenger autos, trucks, trailers, semi-trailers and commercial vehicles that are to be used on public roads.

We can give you more details about specific business auto insurance coverages and deductibles and can work together to design a custom-tailored business auto insurance program that’s just right for your needs.

Business Automobile Insurance Quotes and Options
With so many places to choose from for your business automobile insurance it can be confusing and time consuming to evaluate your options. With BHL you don’t have to! We do all the work of shopping the best price and reviewing extensive coverage options including:

Bodily injury to others
Personal injury protection
Bodily injury caused by an uninsured vehicle
Damage to someone else's property
Optional medical payments
Optional collision
Optional comprehensive coverage
Optional roadside assistance and rental reimbursement
Optional towing and labor

We make it easy for you. That’s why so many businesses turn to BHL for their business automobile insurance. And because BHL is an independent insurance agency, we work for you! We are free to find the best business automobile insurance rates on the market from all companies. More importantly, we take the time to ensure you have the right type and amount of business automobile insurance to protect you from major liability in the event of a serious accident.

Save time. Save money. Get a quote today!

Consider Business Umbrella Liability Insurance?
Business umbrella liability insurance is designed to provide an additional layer of security and protection against the cost of lawsuits, legal fees and settlements in the event of an accident. Business umbrella liability insurance is supplementary coverage to your basic property, auto and workers’ compensation liability coverage. Additionally, business umbrella liability insurance can cover bodily injury and personal property claims that are not covered by your other liability policies.

Why Buy Business Umbrella Liability Insurance?
Imagine this devastating scenario: Your employee is involved in a serious accident and your company is named in a major liability law suit. You are sued for $5 million and the case is ultimately settled for $2 million. Your general liability insurance has a maximum payout of $1 million per occurrence. Here is what would happen:

Your insurance company would pay the maximum amount of $1 million
Your business would be responsible to pay the remaining $1 million

If you had a business umbrella liability insurance policy in force for $5 million, your general liability insurance would have paid $1 million, your business umbrella liability insurance would have paid $1 million and you would still have $3 million in liability coverage available.

Protect your business and yourself with the proper level of business automobile liability insurance and an affordable business umbrella liability insurance policy.

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Oneida (315) 363-2100
Syracuse (315) 457-1830

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